Saturday, May 9, 2009

Bank Negara and its discrepancy!

I would like to tell you a story about Bank Negara Malaysia and its discrepancy. Serious... and I really hope Prime Minister-cum-Finance Minister Datuk Seri Najib Tun Razak, his senior officers, the governor and her team read this and take whatever available actions to address it.

There was a Bumi company called Buloh Emas. I have seen some of its retail marts in Selangor, Kelantan and other states, about 15 of them, employing about 300 staffs.

What the company did was to buy consumer items from 600 small and medium-sized Bumi producers, from salted fish to banana crips and from rice to sugar, milk and flour. Business was good. They also bought this products from about 2,000 small suppliers, many of whom are single mothers and those of the low income group.

What the company did was encouraging. It sold this products at a much cheaper price, many of which were much lower than that offered by big supermarkets and hypermats in Malaysia. More than 200,000 'orang susah dan miskin' were buying from them.

However, the business were dealt with a blow last October. Bank Negara freeze their account. Why. Just because some people (I better call them competitors) lodged a report to the central bank, accusing Buloh Emas of illegally collecting deposits from its costumers.

And since then, the operation had slowed down. Few weeks ago, they had to cease operation as they could not afford to buy anything from the 600 SMIs. How to pay? It left them to no choice but to retrench more than half of its workers whom they owed at least 2 months in wages.

Yes, the company did collect 'membership' fee from the 600 SMIs, I think it was about RM15 one-off to enable them to join its ring of operation. If you multiply 15 by 500, it wont go that much but the ways the company ran the business were fascinating as they chalked goon turnover and pre-tax profit.

Their competitors were envious, of course. Why? Because Buloh Emas even took over some of their competitors ailing businesses. For record, the competitors are non-Bumi.

Now... if BNM calls it illegal, why did the Ministry of Domestic Trade and Consumer Affairs issued a letter in August 2008, approving the business and said they did not require a special licence to operate, including for that RM15 membership (was it more, I dont know). The ministry was of the opinion that the company was doing just like any other big marts and companies which entice memberships for a small fee.

The representatives and lawyer of Buloh Emas went to BNM on many occassions only to be shot down by the officers. A lady who is one of the investigating officers in fact told the owner: "Kalau dulu you naik basikal, saya mahu tengok awak naik basikal semula!"

Such a skunk! However, it didnt end up there.

Based on her report, a senior officer who got the power and full authority to study the case and lift the freeze, did not do so. He only gave a big NO based on the unmarried lady officer. (I better not mention any names here). However, he gave the assurance that the company may continue to operate as long as it didnt engage any new members.

The matter was also brought to the AG office. An officer said the AG chamber only acted based on BNM reports and recommendation. Fine!

My point of contention here is, of you allow the company to continue its operation, how the hell are they going to pay the 600 SMIs when their money was put to freeze? How are they going to pay the employees and how are they gonna answer the plight of the single mothers and the poors?

Why did BNM take so long to investigate the accusation. Its entering its seventh month now. Previously, BNM was quick enough in concluding its investigation papers on a lot of similar cases.

If the company was really involved in collecting deposits illegally, why didnt you seal their offices like what the authority did in the past? Why in the first place you allowed them to resume operation without lifting the freeze on their funds? What logic was that?

I dont care much about the company but my heart is with the 600 SMIs, the 2,000 single mothers and the poors and about 200,000 customers who all this while had enjoyed cheap daily goods at the marts. Going by the current economic crisis, these people need all the cheap things to survive.

I was told that BNM officers were like GOD. Nobody can touch or question them. Whatever they say, rules and nobody can reverse that. Really?

What about a senior officer who approached Buloh Emas team that the case can be resolved with a condition. You know what laaaa!!! Its the usual thing, of course. So, means that there was NO CASE at all against Buloh Emas as the freeze on its funds can be lifted over a good deal.

What Buloh Emas needed actually was for BNM to release at lease some of its funds to enable it to resume business. If you allow them to continue, of course they need money to operate. Afterall, didnt your officer say that the matter can be 'kautim'?

45 comments:

bugis said...

Do you that if you meet the senior execs of BNM in their office, you will be served with not just drinks but a few kuih as well. Whether its a morning or afternoon meeting, they will sure served you the kuih. Dont know whether thats a common practise in the other govt depts but coming from the private sector, I do feel its a bit strange. Would that be one of the reasons why the govt staff are more chubby than their private sector counterparts?

brady, subang said...

ahaaaa...

thats bank negara malaysia, alrite.

so many complaints but no action by the govt so far...

cremator said...

I DONT KNOW MUCH BUT MY FRIEND HAD HIS ACCOUNT HELD BY BNM FOR 3 YEARS.

ONCE INVESTIGATION WAS OVER, THEY FOUND HIM NOT GUILTY OF MONEY LAUNDERING.

PITY HIM FOR HAVING TO BEG TO LIVE DURING THE 3 HELL YEARS!

banker said...

kerajaan sentiasa berkata bahawa segala hal-ehwal kewangan dan perbankan adalah di bawah bidang kuasa bank negara. sebab itulah pegawai2nya bongkak dan tidak mahu mendengar penjelasan sesiapa pun. ini banyak berlaku pada mereka yang kes mereka amat samar2 dan tidak dapat dibuktikan.

dalam kes buloh emas ini, saya tidak nampak syarikat ini melanggar apa2 peraturan mengenainya.

yang peliknya, kenapa mereka dibenarkan meneruskan operasi sedangkan akaun mereka dibekukan? ini tidak langsung masuk akal.

siasatan perlu diadakan segera jika mahukan keadilan. bank negara tidak boleh bertindak sebagai hakim. pejabat peguam negara juga harus bertimbang rasa dan menyiasat kedudukan sebenar sebelum bersekongkol dengan BNM

Anonymous said...

its time for the MACC to step into bank negara...

sharif said...

bang,

saya adalah salah seorang penguasaha IKS yang terlibat dengan langkah bank negara ke atas bulohmas.

saya hairan macammana perkara ini boleh berlaku sedangkan syarikat ini tidak langsung mendapat tentangan atau rungutan daripada ahli mahupun pelanggannya.

memang mereka mengambil alih banyak kedai milik orang cina yang tidak maju atau tutup dan menjadikannya mini market yang berjaya.

sebab itulah ramai yang dengki dengan bulohmas.

ah chong said...

YES,
THEY ARE THE GODS! THEY FEEL THEY ARE ALWAYS RIGHT.

THE PRIME MINISTER SHOULD LOOK INTO THIS.

ITS ALSO PROPER FOR THE MACC TO MOVE IN.

Anonymous said...

bro, kau dapat apa2 ke daripada buloh emas ni?

hajijol, sepang said...

ini adalah salah satu usaha pihak tertentu untuk merosakkan masa depan perniagaan orang melayu.

bank negara dan pejabat peguam negara patut menyiasat dan memahami kes ini sebelum mengenakan tindakan yang boleh melumpuhkan perniagaan yang berpotensi besar seperti ini.

oleh kerana ramai yang bergantung hidup dengan syarikat ini, datuk najib sendiri yang memperkenalkan pendekatan 'rakyat diutamakan', harus bertindak segera sebelum ia menjadi lebih parah.

bayangkan jika syarikat ini ditutup, beratus ribu orang miskin akan 'menangis!'

Anonymous said...

thats the prob when u sit there for too long. u think u become a king, and that all u do is right

wan leman said...

saya ada masuk ke sebuah pasar mini buloh emas ini di kuala krai, kelantan. saya dapati memang kebanyakan pelanggan adalah mereka yang dari golongan berpendapatan rendah dan miskin. di sini juga mereka boleh berhutang barang2 dapur.

sebahagian besar barangan juga dijual pada harga berpatutan dan ada lebih murah daripada giant dan tesco sendiri.

tidakkkah kerajaan datuk seri najib prihatin dengan masalah ini dan cuba membantu mereka?

Anonymous said...

BANK NEGARA IS NOT ALWAYS RIGHT, BRO.

YES, THEY ARE THE KINGS AND GODS\!

LAN, jerangau said...

nampaknya ada usaha pihak tertentu untuk meruntuhkan ekonomi orang melayu.

bank negara nampaknya menuju jalan yang sama

Anonymous said...

normally its a practise to shut down of seal any business related to money laundering.

as for buloh emas, i am surprised that they were allowed to continue operation but was not released of their money.

strange, isnt it?

sitora said...

siapa pegawai BNM yang kau cuba kaitkan tu bro?

sebut je nama diorang ni, mudah sikit. klu kau kena saman, lawan je kat mahkamah kalau kau betul.

Anonymous said...

MEMANG TAK PATUT.

ADA KE DIORANG DIIZINKAN BEROPERASI TAPI DUIT DISITA.

MANA ADA AKAL NI?

bujai said...

anon,

i got nothing from them, just trying to present their case in order to protect the poors.

Anonymous said...

NAJIB PATUT BERTINDAK KE ATAS DUA PEGAWAI BANK NEGARA INI.

KURANG ASAM BETOL!

zurin, temerloh said...

soal 'naik basikal' ini nampak berbau perkauman sikit, bang.

sebagai pegawai yang dibayar kerajaan, pegawai tersebut tidak patut berkata sedemikian.

ini dianggap melampau dan menghina, apatah lagi mangsa ialah orang melayu sendiri.

Anonymous said...

zurin, pegawai kerajaan does not always equal to melayu, kan? agaknya basikal bmx kot?

rakyat jelata said...

rakyat jelata (....yang hina lagi miskin)

BNM yang bertindak yang kononnya demi kepentingan rakyat, tapi yang jelas rakyat terus tertindas bila bank negara mula turun padang. Ingatkah lagi 'Swiss Cash', atas nama kepentingan rakyat, saya mohon BNM keluarkanlah laporan rasmi hasil siasatan yang dah bertahun-tahun dijalankan untuk tatapan rakyat, mungkin 'gaji buta' sesuatu yang kasar utk dikata, tapi yang jelas jutaan ringgit hasil titik peluh rakyat lesap tanpa bersebab....siapa yang menipu rakyat disini..? Wahai ahli buloh mas, sedarlah bahawa kita hanyalah rakyat yang miskin dan BNM akan sentiasa memastikan kita terus miskin dan terpinggir, kerana kemiskinan adalah sinonim dengan kebodohan, maka jadilah kita rakyat yang bodoh dan terus tunduk kepada mereka...

staff buluhmas said...

saya adalah salah seorang daripada 100++ pekerja buluhmas yang telah dicutikan tanpa gaji dari bulan feb yang lalu.

saya amat merasakan keperitan hidup kerana keluarga saya berpendapatan rendah dan akibat drp tindakan BNM ini saya tidak dapat lagi menolong meringankan beban org tua saya dari segi perbelanjaan harian.

saya akui saya tidak terlalu memahami undang- undang yang diguna pakai di malaysia mengenai penggubalan wang haram seperti yang di kenakan ke atas buluhmas oleh pihak BNM, tetapi selama saya bekhidmat di buluhmas saya amat gembira melihat orang melayu kita dapat meningkatkan pendapatan mereka.

saya juga dapat melihat lebih banyak barangan iks buatan rakyat malaysia sendiri dipasarkan dan mendapat sambutan yang amat menakjubkan.

sepengetahuan saya pihak buluhmas telah memasarkan barangan iks melebihi nilaian jutaan ringgit di seluruh mart buluhmas.jadi apa yang telah berlaku kepada mereka selepas pihak BNM menahan buluhmas???

saya amat berharap saya akan dipanggil berkhidmat semula dalam waktu terdekat ini kerana saya merasakan berkhidmat di buluhmas seperti saya berkhidmat untuk seleruh orang MELAYU.

Hidup BULUHMAS untuk ORANG MELAYU............

shahfudin said...

Assalamualaikum Bro

I support you Bro.Let's get this BNM people....

SHAHFUDIN

vinnan said...

Tu lah orang Melayu. Dulu bila peniaga bukan Melayu dakwa di tindas agensi atau pegawai kerajaan, bukan sahaja orang Melayu tidak bersimpati malah mendakwa orang bukan Melayu main isu perkauman.

Orang bukan Melayu sudah lama sedar bahawa kerajaan Malaysia hanya berpihak pada yang berkuasa dan kaya. Sudah lupakah kes warung sate yang di robohkan Majils Perbandaran Klang atas arahan Raja Pandamaran. Dalam kedua-dua kes ini perniagaan orang Melayu dihancurkan oleh agensi kerajaan pimpinan UMNO.

Saya hairan kenapa ramai orang Melayu masih sokong UMNO. Bangunlah orang Melayu, yang merampas peluang dan hak kamu bukan rakyat Malaysia tapi kerajaan UMNO.

Zainal A. Kasim said...

Salam Bro,

If this is tru, be a good citizen and report to the right authority.

belit said...

saya setuju dengan sdr zainal kasim.

laporkan kecurangan ini, sdr bujai! jika bulohmas ada bukti mana2 pegawai BNM yang cuba minta duit untuk setel kes mereka, laporkan kepada suruhanjaya rasuah.

saya kira datuk najib sendiri perlu melihat kes ini secara khusus.

bank negara bukannya bebas daripada undang2 yang ada.

EZZADIN, KL said...

SAYA BUKAN AHLI BULOHMAS TETAPI DALAM KES INI, SAYA TERTARIK DENGAN POSTING SDR MENGENAI PERGANTUNGAN RIBUAN RAKYAT MISKIN DAN IBU TUNGGAL TERHADAP SYARIKAT INI.

PERDANA MENTERI YANG JUGA MENTERI KEWANGAN PERLU MENELITI KES INI DARI SUDUT PENDEKATAN 'RAKYAT DIUTAMAKAN'. SAYA RASA DALAM SOAL INI, PENDEKATAN KEMANUSIAAN HARUS DIGUNAPAKAI BAGI MEMBOLEHKAN MEREKA YANG TERBEBAN OLEH TINDAKAN BANK NEGARA INI DAPAT BERNAFAS SEMULA. APATAH LAGI MEREKA ADALAH ORANG MELAYU DAN YANG BERPENDAPATAN RENDAH SERTA IBU TUNGGAL.

SETIDAK-TIDAKNYA BANK NEGARA BOLEH MENCAIRKAN SEBAHAGIAN DARIPADA DANA YANG ADA BAGI MEMBOLEHKAN BULOHMAS MENERUSKAN OPERASINYA. SIASATAN BOLEH DITERUSKAN TETAPI KEPENTINGAN DAN PERIUK NASI MEREKA YANG BERGANTUNG PENUH KEPADA SYARIKAT INI MESTILAH DIAMBIL KIRA.

UNDANG-UNDANG TETAP UNDANG-UNDANG TETAPI KITA SUDAH MENGGUNAKAN BANYAK BUDI BICARA DALAM KES SEBELUMNYA, TERMASUK KES SIVIL YANG MEMBABITKAN HUKUMAN MATI YANG DIPINDA KEPADA PENJARA SEUMUR HIDUP ATAU PENJARA 20 TAHUN. KITA SEMUA MANUSIA. YANG DUDUK DI BANK NEGARA JUGA MANUSIA YANG MAKAN APA YANG KITA MAKAN.

DATUK NAJIB PERLU MELIHAT ISU INI DARI SUDUT PERIKEMANUSIAAN. DALAM KEADAAN EKONOMI YANG TIDAK MENENTU SEKARANG, BULOHMAS DAPAT MEMBANTU MENGASAPKAN BANYAK PERIUK-BELANGA ORANG MISKIN.

MEREKA YANG BERKUASA DI BANK NEGARA TIDAK SEHARUSNYA BONGKAK DAN MERASAKAN SEGALA KEPUTUSAN MEREKA ADALAH BETUL BELAKA. JIKA BENAR ADA YANG CUBA MENANGGUK DI AIR KERUH, SAYA HARAP BULOHMAS DAN PIHAK TERBABIT MELAPORKANNYA KEPADA PIHAK BERKUASA.

SUDAH SAMPAI MASANYA KITA MEMBUKA HATI DAN MINDA KITA KEPADA UNSUR KEMANUSIAAN SEBELUM MELUNASKAN UNDANG-UNDANG YANG ADA. TIDAK ADA ERTINYA KITA MEMBENARKAN BULOHMAS MENERUSKAN OPERASI SEDANGKAN DANA MEREKA DIBEKUKAN. INI SESUATU YANG AMAT TIDAK LOGIK.

GABENOR BANK NEGARA JUGA HARUS MENGERTI PERJUANGAN RAKYAT MISKIN UNTUK HIDUP. BELIAU SENDIRI TIDAK PERNAH SUSAH KERANA 'BORN WITH A GOLDEN SPOON IN HER MOUTH'. SAMALAH JUGA DENGAN BEBERAPA PEGAWAI KANAN BANK NEGARA. CUBALAH TEROKAI HATI DAN PERASAAN RAKYAT YANG TERHIMPIT OLEH KEPUTUSAN BERAT SEBELAH INI.

SAYA ADALAH SEORANG YANG MENGHORMATI UNDANG-UNDANG. BAGAIMANAPUN, BANYAK UNDANG-UNDANG MESTILAH MENGAMBIL KIRA BANYAK UNSUR, TERMASUKLAH KEMANUSIAAN. JIKA KITA GAGAL MENJAGA KEBAJIKAN RAKYAT MISKIN INI DENGAN MERENTAP TEMPAT PERGANTUNGAN MEREKA, SIAPA LAGI HARUS MENJAGA MEREKA?

SEDARLAH BAHAWA SYARIKAT SEPERTI BULOHMAS INI CUMA SEKADAR MEMANIPULASI SISTEM PERNIAGAAN YANG SUDAH PUN DIGUNAPAKAI OLEH SYARIKAT BESAR DAN GEDUNG PERNIAGAAN TERKEMUKA YANG LAIN (YANG TIDAK DIKENAKAN TINDAKAN SERUPA WALAUPUN MENJALANKAN URUSNIAGA YANG SAMA). HANYA KERANA SIFAT IRI HATI SEGELINTIR PIHAK, MAKA BANK NEGARA MENJATUHKAN HUKUMANNYA SENDIRI TANPA SIASATAN PENUH.

APALAH SALAHNYA JIKA BANK NEGARA MEMBERI KELONGGARAN SEDIKIT DALAM KES SEUMPAMA INI?

FIKIR-FIKIRKANLAH. INI MEMBABITKAN RAMAI ORANG MISKIN. JIKA DATUK SERI NAJIB SENDIRI TIDAK CAMPUR TANGAN DALAM KES INI, MAKA TIDAK ADA MAKNANYA PENDEKATAN 'RAKYAT DIUTAMAKAN' YANG DILAUNG-LAUNGKANNYA.

SALAM

Anonymous said...

another example of supremacy at bank negara.

they always think that they are above everything.

pankej said...

prime minister should intervene in this case. if its true that bank negara officials were on the take, shoot them down!

Anonymous said...

bro,

get the MACC to go in. we cannot allow these officers to prey on poor people.

a system is a system but a corrupt one should be be revamped.

ehsan said...

bank negara?

kah kah kah!

they only know how to manage banks and financial institutions.

they dont know how to manage people!

SMSJ-friend said...

Jai,

I think the offence that Buluhmas did was accepting deposit illegally, i.e. without the approval of BNM, well by doing so, it's consider very serious offence but normally BNM will take action promptly.

The best solution is for BULUHMAS to seek the FINANCE MINISTER assistance to speed up the investigation.


Being a former commercial banker, I did cross sword with BNM Officer who supervise us, but there are normally are courteous and helpful, perhaps it's how you approached them. Nevertheless, you can still lodge complain to BANK NEGARA GOVERNOR's office, they will sure act on it promptly.

Bro-best of luck.

anak minang said...

bro,
i am in support of what EZZADIN said.

datuk najib should step in to help those affected.

syabas ezzadin. anda memang bernas

Anonymous said...

WHATS D POINT OF PERMITTING THEM TO RESUME OPERATION WITHOUT FUNDS?

STUPID LAAAA!

jipang said...

tutup je la buloh emas ni. ini yang bank negara nak. bila tutup, duit tu depa bagi sama rata la sesama pegawai yang ada.

mastana said...

bujai,

ni apo ceghito pasal buloh pulak ni!

den cuma tau buloh betong, buloh lomang dan buloh jopun jo.

buloh omeh ni banyak duit ko?

KUNDANG said...

BRO,

PLS NAME THE OFFICERS SO THAT MACC DAN NAB THEM.

BANK NEGARA SHOULD NOT PROTECT THEM AT ALL!

Anonymous said...

Bujai,
what and who is a competitor ?
A competitor is a person who competes.
Compete -tanding, lawan, saing.
Business competitors are people who compete for business whether fairly or unfairly. People without scruples will do underhanded tactics to put their competitors out of business. They are of course scumbags.
It's never personal, it's all about the money.

Anonymous said...

Berbulan-bulan menyiasat tak jugak settle. Apa lah. Belajar tinggi-tinggi kat negri omputeh then balik sini nak belasah si miskin. Sikit punya baik laku. Banyak sangat 'BULU MAS' kat BNM tu agaknya.

imran kota said...

bro,
bnm cuma jaga kepentingan bank2 yang ada di malaysia ni je. macam mana bank tu buat keje dan sama ada bank2 ni bagi pinjaman atau tidak, atau sama ada bank2 ni sengaja cari jalan memufliskan pelanggannya, dia tak pedulik langsung.

jaga kebajikan bank2 dan memastikan mereka kukuh akan mencerminkan malaysia sebagai sebuah negara yang ekonominya kukuh bagi pelabur asing. inilah keutamaan bank negara.

bnm tidak pedulik hal kebajikan rakyat malaysia dan pelanggan bank. yang dia tau, silap sikit je bekukan wang orang tanpa ingin mendengar penjelasan.

kalau macam nilah bnk beroperasi, matlamat rakyat didahulukan akan jadi sia-sia je.

Anonymous said...

bro, i dont trust bank negara at all.

they lie too much!

Anonymous said...

BNM is the one of the last few gomen institution infected with the VIRUS.korapsi.

At one time used to be the icon for integrity during Tun Ismail's time.

Blame it on UMNO Syndrome. No?

Anonymous said...

memeranjatkan nasib syarikat usahawan melayu ni. banyak syarikat cina dan india maju kerana sokongan kuat kaum mereka selain peniaga berjaya membantu.
kita Melayu baru nak naik ada saja halangan.
ada banyak aduan mengenai bank2 seperti wang simpanan pekerja indonesia hilang 'dicuri melalui internet'. Bank Negara bantulah juga selesaikan masalah ini.
jangan asyik nak 'mangsakan' syarikat melayu ada.- anak tiong, duyong, melaka

anak malaya said...

bro,

bank negara's main concern is to keep the banking system and the bank operators in good shape. why? to give the best impression to foreign investors that malaysia is among the best place to put their money. they dont care about how many people the bank simply made bankrupt by adding several charges to the principle loan (i.e adding interest and legal charges to accumulate it to the RM30,000 bankruptcy requirement), how many good working papers and collaterol were rejected by the local banks, how many customers were made to pay unnecessary extras for the loan they took, and how many dirty money the banks made out of the poors?

yes, bank negara officials are like GOD as you mentioned. they couldnt care less about how many people in the middle and low income bracket suffered by the uncontrolled individual self-imposed rulings by the commercial banks? BNM got no human factor, right from the very top official to its lowest-paid staffs.

i wonder whether our prime minister and finance minister datuk seri najib tun razak is aware of it or simply refused to take note of the discrepancy because of these Gods, or BNM was given a total autonomy to decide whose money and account it should freeze without investigation. this is another ISA for the banking sector.

i know a lot of friends and companies being clamped by the heartless officials of bank negara, just because they could not meet with their demand on 'how much can they offer' to release the money.

i am sad that amid najib's political thrust to make the people requirements and needs as the top priority, bank negara's hardcore supervisory is dampening it. what is 'rakyat didahulukan' if none of their predicament is being heard or at least getting attention from the right authority? even our court of law, upon its hearing on certain cases, would reduce a suppose-to-be death penalty to 20-year imprisonment or from 10 years jail to 2 years jail.

why is BNM so strict in flexing it muscle on the hopefuls, i dont know. laws are not meant to be broken but even a convict is given a second chance to redeem himself and start a good life to become a good and contributing citizen.

those at bank negara are not the faultless lot. however, they always enjoy what they described as 'a success' should they are able to freeze someone's account, just because there was a report about it. no, they seldom investigate before becoming judges of their own court to impose such verdicts. they will pin you down just on suspision of money laundering or collecting deposit illegally.

i dont think they read what you write, bro. even if they did, they dont feel anything as they are 'untouchables'. no laws can take them up or challenge their supremacy in making such decisions.

this is how the government of barisan nasional will lose control of its supporters. when you said thousands of SMIs, single mothers and the poors were affected by such rulings, i dont think BNM officials had given it the slightest thought to reconsider the case. i am also sure that those at the ministry of finance were awakened by such plights. its a bizzare lynch!

your line about the officer who said 'kalau dulu awak naik basikal, saya nak pastikan awak naik basikal semula' was very inhuman, rude, churlish and overbearing. if i were the finance minister, i would show him/her the exit.

what is the loses that we have to incur if we relax the existing prosudures and rulings at the time when many of our rakyat are suffering from the adverse impacts of the economic uncertainty? in fact, the whole country would be grateful to the government should they are given the lifeline? let them recuperate under the supervision of bank negara.

the idea to let them resume operation without releasing their money was another act of no-probity, meant to incommode the 200,000 people (in the case of bulohmas) and maybe a few million more (in other cases). what's the point of shaking hands with them while their pants are down?

please be more human in dealing with this cases. as none of the customers lodged any complaints of police report about how the business was being conducted, we should let them go on as long as they dont squeeze the people out of their capacity to survive. we lose nothing but will gain a lot of respect and appreciation.

Anonymous said...

BNM: "Buluhmas perlukan Lesen MLM"

LHDN: "Tak perlu sebab kiraan pendapatan ahli hanya sampai level ke-4 shj" then Buluhmas dapat sijil yg menyatakan tidak buat MLM.

BNM: "Perlukan lesen kutip deposit"

Buluhmas: "RM15 tu merangkumi penjualan sticker/setem/sampul/upah pekerja(senang citer proses pendaftaranlah)

BNM: "Takkan sticker jual sampai RM15??""

Rakyat: "Kenapa sekotak kopi sebesar kotak tisu boleh dijual sampai RM3oo??"

BNM: "Siasatan akan dibuat selama 3bulan"

Rakyat: "3bulan ke 3 tahun??"

Senang citer semua tue alasan laaa...

>> Konsep Buluhmas ni bukan 1st dlm dunia nie, bangsa lain dah gunakan dah. tu pasal boleh pegang ekonomi.