PM's suggestion that zakat collections (endowment money) should be utilised to close the disparity gap between those living in urban and rural areas, was in fact something to be put into practice a long time ago.
So far, only Baitulmal Wilayah Persekutuan Kuala Lumpur has really embarked on programmes to help the needfuls, notably single mothers and petty traders.
To some extent, they also help settle your house rental, give money to those involved in unhealty activities to start their own businesses, pay your children fees and even level with loan sharks.
This is what we describe as full utilisation of the zakat money. However, some zakat organisations just deposited the money in banks, acquire properties, etc.
To zakat institutions, please DO NOT JUST COLLECT BUT GIVE BACK...